अपने शेयरों और म्युचुअल फंड पर ऋण प्राप्त करें
केवल 4 घंटे में।

हम व्यक्तिगत ऋण प्रदान नहीं करते हैं।

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लोन के लिए कैसे आवेदन करें

Get a loan on your shares and mutual funds with a paperless process

अपनी पैसों की जरूरत को पूरा करें

Meet your financial necessity without selling your securities

Safeguard your investment by opting for quick capital against securities. Your units will remain yours, and you’ll keep on earning from them during your tenure for an instant loan for low credit score. So you can get the funds you need for capital or emergencies without having to redeem your securities.

Key Features

Eligibility

Documentation

You may use from the following documents :
PAN Card, Address Proof (Aadhaar / Driving License /
Passport / Voters Id)

Apply and get funds directly to any of your bank account from the comfort of your home.

Loan Details & Charges

Our aim is to cater to your financial needs with utmost transparency with no hidden charges.

Maximum Loan Amount

Loan Against Equity Mutual Funds

Loan Against Debt Mutual Funds

Renewable

Penal Interest Rate

2.00% P.M. for the default period

Minimum Withdrawal Amount
₹1,000 However, there is no limit on the number of withdrawals.

Interest Rate
Starting at 0.67%/month – Interest will be due on 1st of every month and the same will be debited on 5th of every month from your Bank Account via NACH mandate.

Annual Renewal Charges

Rs. 999+GST

Bounce Charges

Rs. 500+GST

Collection Charges

Rs. 5,000 (in case of default)

Interest Rate Per Annum

Starting 8% Per Annum Flat

Legal Charges

Rs. 5,000 (in case of default)

Stamp Duty Charges

NIL

Top Up/Security withdrawal Charges

NIL

Foreclosure Charges

NIL

Security Invocation Charges

NIL

NOTE: Loan against shares is only possible on business days from 7 a.m. - 7 p.m.

NOTE: Currently the Loan against Mutual Funds in DEMAT form is available on business days from 7 a.m. - 7 p.m.

FAQ

Most frequent questions and answers

What is loan against Mutual Funds ?

Your mutual fund units act as the collateral or security in a loan against mutual funds.
The units will keep on earning returns as you secure an instant loan for low credit score to get money for cash emergencies.

What is purpose of loan against Mutual Funds ?

You may have mutual fund units that you don’t want to lose or sell, however, you have an emergency where you need cash fast and require a loan without a credit check. In such cases, it’s in your best interest to take a quick loan against mutual funds so that you get the money you need but you don’t lose your investment as well.

Your mutual fund holdings will remain in your ownership, and you will benefit from dividends accrued just like you always do. The best part is that you pay only on the used amount.

What are the features of loan against Mutual Funds ?

Quick money on mutual funds units with faster processing than 4 hours
High LTV value of 75% for debt mutual funds. In other words, you can get a loan amount of Rs 75,000 for MF holdings of Rs 100,000.
Easily accessible loan with low credit
ZERO prepayment charges so you can pay your loan at will, whenever you like

What is minimum and maximum amount of loan against Mutual Funds ?

Customer can take care of all their investment as well as personal needs, meet contingencies meet financial requirements and/ or investment needs. It is the ideal way to get liquidity without liquidating the securities.

Our Partners

get the loan within 4 hours*

Get Money When You Need it
with Abhiloans

Our loans against shares and mutual funds, include a minimum repayment period of zero months, as you can pay when you want with NIL prepayment charges, and a maximum repayment period of 1 year, which is renewable.

अपने शेयरों और म्युचुअल फंड पर ऋण प्राप्त करें
केवल 4 घंटे में।

हम व्यक्तिगत ऋण प्रदान नहीं करते हैं।

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