Open a Secured Credit Card
Open a Secured Credit Card
Apply for a
secured credit card
where you deposit cash as collateral. Use it responsibly to show lenders you're creditworthy.
Apply for a
secured credit card
where you deposit cash as collateral.
Use it responsibly to show lenders you're creditworthy.
Become an Authorized User
Become an Authorized User
Get added as an
authorized user
on someone else’s credit card. Their good credit habits can help boost your score.
Get added as an
authorized user
on someone else’s credit card.
Their good credit habits can help boost your score.
Use Credit-Builder Loans
Use Credit-Builder Loans
Take a
credit-builder loan
from a credit union or bank. Payments you make help build your credit history.
Take a
credit-builder loan
from a credit union or bank. Payments you make help build your credit history.
Pay Bills on Time
Pay Bills on Time
Pay utility bills, rent, and phone bills on time. Some services report these payments to credit agencies.
Pay utility bills, rent, and phone bills on time.
Some services report these payments to credit agencies.
Keep Your Credit Utilization Low
Keep Your Credit Utilization Low
Use only a small portion of your available credit. Aim for less than
30%
of your credit limit to improve your score.
Use only a small portion of your available credit.
Aim for less than
30%
of your credit limit to improve your score.
Monitor Your Credit
Monitor Your Credit
Regularly check your credit report for errors. Stay updated on your progress and correct any mistakes.
Regularly check your credit report for errors.
Stay updated on your progress and correct any mistakes.
Visit Abhi Loans To Know More
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