Understand how your money can work for you!

What is Saving?

Saving means setting aside a part of your income for future use. It’s usually kept in low-risk, easily accessible places like: ✅ Bank accounts ✅ Fixed deposits

What is Investing?

Investing involves putting your money into assets to grow wealth over time. Examples include: ✅ Mutual funds ✅ Stocks ✅ Bonds ✅ Real estate

Risk Level

Savings: Low risk, but lower returns Investments: Higher risk, but potential for higher returns

Purpose

Savings: For short-term goals or emergencies Investments: For long-term wealth building (like retirement or buying a house)

Title Liquidity

Savings: Highly liquid – easy to access anytime Investments: Less liquid – may take time to convert to cash

Returns Comparison

Savings: ~3–6% annually (depending on account type) Investments: Can range from 8–15% or more, depending on market performance

Savings and investments go hand-in-hand

Use savings for stability, and investments for growth. Start both today for a secure financial future!

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