5 Ways to Get Accepted for a Loan Against Securities
Define Loan Purpose
Clarify why you need a loan against securities. Understanding your objective and loan features ensures eligibility and informed decision-making.
Choose Best Value Lender
Select a lender offering optimal value for your securities. SMFG India Credit provides loans up to Rs. 5 crores against shares with swift disbursal and minimal paperwork, ensuring your financial needs are met efficiently.
Verify Securities Eligibility
Ensure your securities qualify for a loan. Check eligibility at SMFG India Credit for pre-approved offers and streamlined processing with minimal documentation.
Credit Underwriting Guidelines
Ensure you meet basic requirements for a loan against securities at SMFG India Credit. Criteria include Indian citizenship, age between 21 and 65, steady income, minimum CIBIL score of 750, and suitable financial assets meeting policy requirements. Submit required documentation upon meeting criteria.
Credit Underwriting Guidelines
Lender assesses your creditworthiness, including credit rating check and security analysis. SMFG India Credit offers competitive interest rates for loan amounts ranging from Rs. 5 lakhs to Rs. 5 crores against securities.