Get Instant Loan Against Shares

We promise money in your account in just 4 hours

Unlock quick capital without liquidating your assets

Get a Fast and Easy Loan Against Your Shares Today!

Loan Against Shares Lead

Our Legacy in Numbers

0 Hrs
Loan Disbursal
0 +
Location Served
0 Cr+
Disbursed
Rupees

Low EMI

We offer a low EMI on your loan against shares. EMI starting from Rs. 1,333 per month for Rs. 1,00,000 loan.

Approval

Instant Approval

Get instant approval on your loan against securities, disbursed within 4 hours with Terms and condition apply.

No fee

No Pre-payment Charges

You have the freedom to pay at will as we have no prepayment charges on your loan.

Puzzle

Cooling Off Period

During this cooling off period customer can decide not to continue the loan without paying any penalties or charges provided.

Rupee in hand

Retain Fund Growth

Pledging your investments ensures that your savings grow, and your wealth plan remains intact even while you borrow.

Rupee Transfer

Don't Loose Sleep When Market Fluctuates

No penal charges when your shares goes down.

How to Apply for a loan against Shares

Applying for a loan against shares involves simple 4 steps. Here’s a guide on how to do it.

Login

Step 01 ››

Login into Abhiloans.com via your Aadhar-enabled mobile number

KYC Checked

Step 02 ››

Upload your KYC documents or fill them in afresh to start the lending process.

Rupees in hand

Step 03 ››

Mark lien on the shares starting at Rs 15,000

Rupees

Step 04

Relax & wait your loan will be disbursed into your account within 4 hours.

Pledge your shares instead Selling them

Meet your financial necessity without selling your Shares

Abhiloans provides quick loan against shares online with minimal documents and no credit score check. For our loan against shares, we provide flexibility with loan amounts starting as low as Rs. 15,000. The interest rate for our loan varies depending on the chosen EMI plan. Our end-to-end, digital process ensures you get the loan amount disbursed in your account within 4 hours.

Key Features

Eligibility

Documentation

You may use from the following documents : 
PAN Card, Address Proof (Aadhaar / Driving License /
Passport / Voter’s ID)

Apply and get funds directly to any of your bank account from the comfort of your home.

Loan Details & Charges

Our aim is to cater to your financial needs with utmost transparency with no hidden charges.

Maximum Loan Amount

Loan Against Shares

Rs. 1,00,00,000

(Upto 50% LTV)

Rupees

Minimum Loan Amount

Rs. 15,000

Loan against Shares

Loan Tenure

Upto 3 years

Renewable

Loan against Shares

Fixed Processing Fees

2% (of loan amount) or Rs.1,000 (whichever is higher) + GST

Loan against Shares

Promise To Disburse Loan in 4 hours

(Fast, Hassle-Free, and Reliable Processing Guaranteed!)

Penal Interest Rate
2.00% P.M. for the default period

Minimum Withdrawal Amount
Rs. 1,000 However, there is no limit on the number of withdrawals.

Interest Rate

Starting at 0.67%/month – Interest will be due on 1st of every month and the same will be debited on 5th of every month from your Bank Account via NACH mandate.

Annual Renewal Charges
Rs. 999+GST
Bounce Charges
Rs. 500+GST
Collection Charges
Rs. 5,000 (in case of default)
Interest Rate Per Annum
Starting 8% Per Annum Flat
Legal Charges
Rs. 5,000 (in case of default)
Stamp Duty Charges
NIL
Top Up/Security withdrawal Charges
NIL
Foreclosure Charges
NIL
Security Invocation Charges
NIL

NOTE: The loan against shares will be processed within the business hours and will take at least 12 hours for DeMat shares after DP's approval.

FAQ

Most frequent questions and answers

A loan against shares is a type of secured loan where individuals or companies can borrow money by pledging their shares or securities as collateral. The borrower retains ownership of the shares, but the lender holds them as security until the loan is repaid.

The loan amount is typically a percentage of the market value of the pledged shares. In case of default, the lender can use the pledged shares to recover the loan, ensuring a smooth process without burdening the borrower.

The purpose of a loan against shares is to provide individuals or businesses with quick access to funds without selling their investments. It helps meet short-term financial needs such as funding business operations, personal expenses, or emergencies, while allowing borrowers to retain ownership of their shares.

By leveraging the value of their stock portfolio, borrowers can raise capital without liquidating their assets, and they can benefit from any future appreciation in the value of their shares.

  • The key features of a loan against shares include:
    • Secured Loan: The loan is backed by shares or securities as collateral, reducing the risk.
    • Loan Amount: Typically a percentage of the market value of the pledged shares, is around 50%.
    • Interest Rates: Usually lower than unsecured loans, reducing the burden on the borrower.
    • Flexibility: The loan can be used for various purposes, including personal or business needs.
    • Loan Tenure: Tenures can vary, offering short- to medium-term repayment options.

The loan amount depends on the market value of the shares you pledge as collateral. The minimum and maximum credit limits may vary from lender to lender. At Abhi Loans, you can access a minimum loan amount of Rs. 15000. The maximum amount we offer on a loan against stocks is Rs. 1,00,00,000. We do not also check your credit history before sanctioning the loan.

The answer is yes. Even if you have pledged your shares as collateral to get a quick loan online, you will continue to earn dividends/bonuses from them. Pledging your shares does not mean you have foregone your right to receive dividends and bonus. Pledging your shares is a smart move if you want to access liquidity while still enjoying the benefits of owning shares.

It does not mean that you are giving up your rights to dividends or bonuses as they remain yours and can be accessed when the market rises. With careful planning, pledging your shares can help maximize returns without compromising on returns or liquidity.

Pledging your securities is an effective way to get quick funds when you need them most. An instant loan against shares allows you to borrow money against approved securities such as stocks, bonds, and mutual funds. The amount of funds you can get depends on a few factors, such as the type of security pledged and its current market value.

The loan amount could be 50-75% of the value of the securities you want to pledge as collateral. The percentage may also vary from lender to lender. It is crucial to evaluate the market value of your shares and other requirements set by the lender before applying for a loan against shares. 

At Abhi Loans, you can get flexible loan amounts on your securities, starting from Rs. 15000. The maximum amount you can get access to could be Rs. 1,00,00,000.

When borrowing money, the loan against shares, rate of interest is one of the crucial factors that affect the pricing of the loan. Your loan will be priced based on the interest rates applied to it. Our loan against shares interest rate starts from 0.67% flat interest rate per month. This converts to a yearly flat rate starting from 8%, depending on the plan you select.

Other factors that determine the total cost of your loan include the processing fees and GST added. The processing fee is 2% or Rs. 1000 (whatever is higher). Also, there are annual renewal charges (which can be as low as Rs. 999+GST) if you wish to extend the loan tenure. The sum of all these charges will determine the cost of a loan against securities.

get the loan within 4 hours*

Get Money When You Need it
with Abhiloans

Our loan against shares, include a minimum repayment period of zero months, as you can pay when you want with NIL prepayment charges, and a maximum repayment period of 1 year, which is renewable.