Get Instant Loan Against Shares

We promise money in your account in just 4 hours

Unlock quick capital without liquidating your assets

Get a Fast and Easy Loan Against Your Shares Today!

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Our Legacy in Numbers

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Loan Disbursal
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We offer a low EMI on your loan against shares. EMI starting from Rs. 1,333 per month for Rs. 1,00,000 loan.


Instant Approval

Get instant approval on your loan against shares, disbursed within 4 hours. If we delay, we’ll return 50% of your processing fee!

No fee

No Pre-payment Charges

You have the freedom to pay at will as we have no prepayment charges on your loan.


Cooling Off Period

During this cooling off period customer can decide not to continue the loan without paying any penalties or charges provided.

Rupee in hand

Retain Fund Growth

Pledging your investments ensures that your savings grow, and your wealth plan remains intact even while you borrow.

Rupee Transfer

Don't Loose Sleep When Market Fluctuates

No penal charges when your shares goes down.

How to Apply for a loan against Shares

Simple 4 steps quick process to apply for your loan against shares


Step 01 ››

Login into via your Aadhar-enabled mobile number

KYC Checked

Step 02 ››

Upload your KYC documents or fill them in afresh to start the lending process.

Rupees in hand

Step 03 ››

Mark lien on the shares starting at Rs 15,000


Step 04

Relax & wait your loan will be disbursed into your account within 4 hours.

Pledge your shares instead Selling them

Meet your financial necessity without selling your Shares

Abhiloans provides quick loans online with minimal documents and no credit score check. For our loan against shares, we provide flexibility with loan amounts starting as low as Rs. 15,000. The interest rate for our loan against shares varies depending on the chosen EMI plan. Our end-to-end, digital process ensures you get the loan amount disbursed in your account within 4 hours.

Key Features



You may use from the following documents : 
PAN Card, Address Proof (Aadhaar / Driving License /
Passport / Voter’s ID)

Apply and get funds directly to any of your bank account from the comfort of your home.

Loan Details & Charges

Our aim is to cater to your financial needs with utmost transparency with no hidden charges.

Maximum Loan Amount

Loan Against Shares

Rs. 1,00,00,000

(Upto 50% LTV)


Minimum Loan Amount

Rs. 15,000

Loan against Shares

Loan Tenure

Upto 3 years


Loan against Shares

Fixed Processing Fees

2% (of loan amount) or Rs.1,000 (whichever is higher) + GST

Loan against Shares

Promise To Disburse Loan in 4 hours

(if not, we’ll return 50% of your processing fee!)

Penal Interest Rate
2.00% P.M. for the default period

Minimum Withdrawal Amount
Rs. 1,000 However, there is no limit on the number of withdrawals.

Interest Rate

Starting at 0.67%/month – Interest will be due on 1st of every month and the same will be debited on 5th of every month from your Bank Account via NACH mandate.

Annual Renewal Charges
Rs. 999+GST
Bounce Charges
Rs. 500+GST
Collection Charges
Rs. 5,000 (in case of default)
Interest Rate Per Annum
Starting 8% Per Annum Flat
Legal Charges
Rs. 5,000 (in case of default)
Stamp Duty Charges
Top Up/Security withdrawal Charges
Foreclosure Charges
Security Invocation Charges

NOTE: The loan will be processed within the business hours and will take at least 12 hours for DeMat shares after DP's approval.


Most frequent questions and answers

A loan against shares online is a facility where you pledge your stock investments or equity shares as collateral in exchange for a loan. It is an instant source of funds to meet your immediate financial needs. Borrowers can avail of such a loan offline and online. In either case, the process for getting it approved is quite simple. The advantages of taking a loan against shares include low-interest rates, flexibility in repayment terms, and easy availability of funds.

A quick loan against shares provides liquidity to investors without having them sell their stocks and incur losses due to market fluctuations. It is an ideal solution for those who need funds but do not wish to compromise on the returns from their investments.

A loan against shares is a type of loan that allows individuals to use their shares as collateral to borrow money. Borrowers can use it for various purposes, including starting a business, financing an education, investing in capital assets, or more.

Irrespective of what you need it for, taking out an instant loan against shares saves you from selling your investments in haste, incurring unexpected losses due to market downfall, and paying income gain tax.

But if you want to borrow money against your shares, it is crucial to understand the loan against shares eligibility requirements. To be able to take a loan, you must be 18 or above with investments in the share/stock market. It is a way to access quick funds in times of financial need.

A loan against shares is one of the most convenient options available to stock market investors. It allows you to borrow money against your shares held in your Demat account.

This loan option provides access to liquidity without requiring you to sell off your investments. It also helps you manage any urgent financial needs.

The features of a quick loan against shares include flexible repayment options and lower interest rates than traditional loan products, such as personal loans or credit card loans. You can also enjoy tax benefits on the interest paid towards this loan..

Moreover, you don’t need additional security or collateral for this type of loan, as your shares act as collateral for the lender.

The loan amount depends on the market value of the shares you pledge as collateral. The minimum and maximum credit limits may vary from lender to lender. At Abhi Loans, you can access a minimum loan amount of Rs. 15000. The maximum amount we offer on a loan against stocks is Rs. 1,00,00,000. We do not also check your credit history before sanctioning the loan.

The answer is yes. Even if you have pledged your shares as collateral to get a quick loan online, you will continue to earn dividends/bonuses from them. Pledging your shares does not mean you have foregone your right to receive dividends and bonus.

Pledging your shares is a smart move if you want to access liquidity while still enjoying the benefits of owning shares. It does not mean that you are giving up your rights to dividends or bonuses as they remain yours and can be accessed when the market rises. With careful planning, pledging your shares can help maximize returns without compromising on returns or liquidity.

Pledging your securities is an effective way to get quick funds when you need them most. An instant loan against shares allows you to borrow money against approved securities such as stocks, bonds, and mutual funds. The amount of funds you can get depends on a few factors, such as the type of security pledged and its current market value.

The loan amount could be 50-75% of the value of the securities you want to pledge as collateral. The percentage may also vary from lender to lender. It is crucial to evaluate the market value of your securities and other requirements set by the lender before applying for a loan against shares.

At Abhi Loans, you can get flexible loan amounts on your securities, starting from Rs. 15000. The maximum amount you can get access to could be Rs. 1,00,00,000.

When borrowing money, the loan against shares, rate of interest is one of the crucial factors that affect the pricing of the loan. Your loan will be priced based on the interest rates applied to it.

Our loan against shares interest rate starts from 0.67% flat interest rate per month. This converts to a yearly flat rate starting from 8%, depending on the plan you select. Other factors that determine the total cost of your loan include the processing fees and GST added. The processing fee is 2% or Rs. 1000 (whatever is higher). Also, there are annual renewal charges (which can be as low as Rs. 999+GST) if you wish to extend the loan tenure. The sum of all these charges will determine the cost of a loan against securities.

get the loan within 4 hours*

Get Money When You Need it
with Abhiloans

Our loans against shares, include a minimum repayment period of zero months, as you can pay when you want with NIL prepayment charges, and a maximum repayment period of 1 year, which is renewable.