Please read this disclaimer carefully before moving ahead (“Disclaimer”). This governs your use of www.abhiloans.com and mobile application (if any) (collectively “Website”) and establishes the terms and conditions under which this Website may be used. By accessing this Website, or any content thereof provided on or via this Website, you agree to be bound by the Disclaimer and the terms and conditions herein. This Disclaimer is an electronic record in terms of the Information Technology Act, 2000, (as amended) and does not require your digital or physical signature, by accessing the Website you confirm that you have read, understood, and bound yourself by this Disclaimer. This Disclaimer shall be referred to and read as an integral part of the Terms of Use of Abhiloans (“Terms”).

As used herein, the term “you” (including any variant) refers to each individual user who enters into this Disclaimer on such individual’s own behalf or any entity on behalf of which an individual enters into.

Abhiloans and its employees, officers, directors, consultants, agents, suppliers, representatives, and otherwise working thereof (collectively “ABHILOANS” or “we”) are providing the Website for informational purposes only. This Website contains features of financial products and services not limited to Loan Against Shares and Loan Against Mutual Funds etc., offered by ABHILOANS (collectively “Products”).

NOTHING CONTAINED ON THE WEBSITE CONSTITUTES A SOLICITATION, RECOMMENDATION, ENDORSEMENT, OR OFFER BY ABHILOANS OR ANY THIRD-PARTY SERVICE PROVIDER TO SELL ANY PRODUCT. BY ACCEPTING THESE TERMS, YOU ARE NOT ENTITLED TO ANY PRODUCT OF ABHILOANS. Your eligibility for Product is subject to final determination and acceptance by ABHILOANS and applicable laws and regulations and is not guaranteed by ABHILOANS. Use of and/or access to the Website and/or the information, materials, and other content available on or through the Website shall constitute an irrevocable acceptance of these terms.

Please be advised that you are free to reject these Disclaimers, if you do not agree to these Disclaimers, unfortunately, that means you will no longer get access to or use the Websites in any manner.

USE OF WEBSITE IN INDIA

The Website is not intended for use by, any person or entity in any jurisdiction or country where such use would be contrary to local law or regulation. ABHILOANS operates this Website from India and does not make any representation that the content and information contained on the Website are appropriate for use in other locations.

NO WARRANTY

All the information and content given on the Website is endeavored to be correct and reliable as of the date of insertion on the Website, but it may kindly be noted that ABHILOANS does not warrant as to the correctness or accuracy of the information and content supplied in the present Website.

Kindly note that the Website or ABHILOANS or any other person working for and on behalf of ABHILOANS giving information, of any kind whatsoever, in response to the solicited queries, shall not be liable in any manner whatsoever, for the said information including in respect of any Product, rendered through and/or by means of the Website as such opinion or information rendered to you in response to any query is based only on the limited sketchy facts and/or limited sketchy parameters given by you in your said query / communication. You understand that whatever information / opinion is sought by you, is sought on the terms and conditions stipulated on the Website.

While all efforts have been made to ensure that the information, calculation, computation, and/or opinion given to you through the Website is/are correct and true as of the date, despite such efforts you understand that any inaccuracies and/or discrepancies may creep in the said opinion, information, calculation, and/or computation, rendering them ineffective or defective, hence, ABHILOANS shall not be liable for the said inaccuracies or discrepancies of the said opinion, calculation, computation and/or information in any manner, whatsoever.

NOT A FINANCIAL, LEGAL, TAX, OR INVESTMENT ADVISOR

The information, content, statement, advice (if any), and material contained on this Website and on associated web pages are for general information purposes and are not intended to be advice on any matter. You should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing on the Website constitutes professional and/or financial advice, nor does any information on the Website constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Website before making any decisions based on such information or other content. ABHILOANS strongly recommends you to seek appropriate professional advice and conduct your own independent analysis before acting based on the information contained herein as your personal financial situation is unique, and any information or advice obtained through the Website may not be appropriate for your situation. The decision with respect to any financial product or opportunity or nature or suitability or the choice or the viability of any Product shall always be your sole responsibility and only your individual advisor can provide assurances that the information contained herein and your interpretation of it is applicable or appropriate to your particular situation.

UPDATE

ABHILOANS is not providing any commitment to update or correct any information that appears on this Website. Information is supplied upon the condition that the persons receiving the same will make their own determination as to its suitability for their purposes prior to use or in connection with the making of any decision.

DISCLAIMER

The Website is not uninterrupted and free from errors and it may contain errors, bugs, or other technological problems. We assume no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer system or other property as a result of your access to, use of, or browsing in the Website or your downloading of any materials, data, text, images, video, or audio from this Website.

ABHILOANS MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, TIMELINESS, COMPLETENESS, AND ACCURACY OF THE WEBSITE INCLUDING THE CONTENT, INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THIS WEBSITE FOR ANY PURPOSE. THE WEBSITE INCLUDING ALL SUCH INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS IS” “AS AVAILABLE” WITHOUT WARRANTY OF ANY KIND. YOU BEAR ALL RISKS ASSOCIATED WITH THE USE OF THE WEBSITE INCLUDING THE CONTENT AND INFORMATION CONTAINED THEREIN.

ABHILOANS HEREBY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES WITH REGARD TO THE  WEBSITE INCLUDING THE CONTENT, INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL EXPRESS AND IMPLIED WARRANTIES OF MERCHANTABILITY, PERFORMANCE, FITNESS FOR A PARTICULAR PURPOSE, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, TITLE, AND NON-INFRINGEMENT OF THIRD-PARTY INTELLECTUAL PROPERTY RIGHTS. ABHILOANS DOES NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE INFORMATION, CONTENTS, AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE CONTENTS, MATERIALS, AND INFORMATION.

ABHILOANS does not guarantee 100% delivery of the Product to you in the event of a transaction, as you understand that the transaction takes place virtually and they are inherent to risk. ABHILOANS is not responsible for any losses or harms sustained by you in the event if delivery of the Product fails for unknown reasons. ABHILOANS is not responsible for any losses or harms sustained by you due to vulnerability or any kind of failure, abnormal behavior of software, or any other features of or inherent to the Product.

NO LIABILITY

IN NO EVENT WILL ABHILOANS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL DAMAGES AND/OR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES CAUSED DUE TO COMPUTER VIRUS, INTERRUPTION, IMPERFECTION OR MISTAKE WITH THE WEBSITE AND/OR ITS CONTENTS, AND FOR LOSS OF USE, DATA OR PROFITS) ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THIS WEBSITE OR ANY PORTION THEREOF INCLUDING THE CONTENT, INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, WITH THE DELAY OR INABILITY TO USE THIS WEBSITE OR ANY PORTION THEREOF, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THIS WEBSITE, ANY LINKED WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE INCLUDING THE CONTENT, INFORMATION, MATERIALS, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, EVEN IF ABHILOANS HAS BEEN ADVISED OF THE POSSIBILITY OF OCCURRENCE OF SUCH DAMAGES.

LINK TO THIRD PARTY WEBSITES

The Website may contain links to third-party websites or applications (“Third-Party Applications”). When you click on a link to a Third-Party Application, you are subject to the terms and conditions (including privacy policies) of another property or application. Such Third-Party Applications are not under the control of ABHILOANS and ABHILOANS is not responsible for any Third-Party Applications. ABHILOANS provides links to these Third- Party Applications only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Applications, their products, and services and shall not be responsible and liable for any links from those sites, for any content, advertising, products and other materials available on or through such other sites, or any loss or damages incurred in connection therewith.

When you leave our Website, our Terms and policies no longer govern. You should review all applicable agreements and policies, including privacy and data gathering practices, of any Third-Party Applications, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.

YOUR USE OF THIRD PARTY APPLICATIONS, INCLUDING WITHOUT LIMITATION, YOUR USE OF ANY INFORMATION, CONTENT, DATA, ADVERTISING, PRODUCTS, AND/OR OTHER MATERIALS ON OR AVAILABLE THROUGH SUCH WEBSITES, IS AT YOUR OWN RISK AND IS SUBJECT TO THEIR TERMS OF USE.