Get Instant Loan Against Bonds

A loan against Bonds is a simple and convenient way to receive instant funds for any financial requirements. You just have to pledge your Bonds as collateral and you’re good to go! This facility makes it easier for investors to meet their short-term needs. The approval process is straightforward & fast. Moreover, it comes with great benefits, such as lower interest rates, and flexible repayment options.

With a loan against Bonds, borrowers can get access to liquidity without selling their securities and incurring losses due to market volatility. It also allows them to gain continual returns from their investments and keep their financial goals intact.

A loan against Bonds is a secured loan providing individuals with an option to borrow money without having to liquidate their investments. Borrowers can use it for various purposes, including starting a business, financing an education, investing in capital assets, or more.

Irrespective of what you need it for, taking out an instant loan against Bonds saves you from selling your investments in haste, incurring unexpected losses due to market downfall, and paying income gain tax.

If you want to use your Bonds as collateral, it is important to understand the eligibility first. In order to obtain such a loan, you must be 18 years or older and possess investments in Bonds. This is an easy way to get quick financing during times of financial distress.

A loan against Bonds is a great option for investors looking to access quick capital. You can borrow money conveniently by pledging the Bonds you have in your Demat account. This loan option provides access to liquidity without requiring you to sell off your investments. It also helps you manage any urgent financial needs.

Applying for Loan against Bonds comes with its own benefits like flexible repayment options and lower interest rates in comparison to other traditional loan products. Moreover, borrowers can also enjoy tax benefits on the interest paid towards this loan.

When applying for Loan against Bonds, the loan amount will vary depending upon the type of security pledged. However, we provide loans starting from the range of as low as Rs 15,000. The maximum amount we offer on an instant loan against bonds is Rs. 1,00,00,000. We also do not check your credit history before sanctioning the loan.

Absolutely! Even after pledging your bonds as collateral to get a quick loan online, you will continue to earn dividends/bonuses from them. That is why taking a quick loan with your Bonds as collateral, is advantageous. It does not hamper your earnings from the securities and keeps you invested in the market.

Pledging your Bonds is a smart move if you want to access liquidity while still enjoying the benefits of owning Bonds. It does not mean that you are giving up your rights to dividends or bonuses as they remain yours and can be accessed when the market rises.

Pledging your securities is an effective way to get quick funds when you need them most. The amount of funds you can get depends on a few factors, such as the type of security pledged and its current market value.

The loan amount could be 65% of the value of the securities you want to pledge as collateral. The percentage may also vary from lender to lender. It is crucial to evaluate the market value of your securities and other requirements set by the lender before applying for a loan against Bonds.

Interest rate is one of the crucial factors to be aware of, before availing the facility of any loan product. At Abhi Loans, the interest rate starts from 0.67% flat interest rate per month. This converts to a yearly flat rate starting from 8%, depending on the plan you select. Other factors that determine the total cost of your loan include the processing fees and GST added.

The processing fee is 2% or Rs. 1000 (whatever is higher). Also, there are annual renewal charges (which can be as low as Rs. 999+GST) if you wish to extend the loan tenure. The sum of all these charges will determine the cost of a loan against securities.