Get Instant Loan Against Shares
We promise money in your account in just 4 hours
Unlock quick capital without liquidating your assets
Our Legacy in Numbers
Features & Benefits of loan against Shares
Low EMI
We offer a low EMI on your loan against shares. EMI starting from ₹1,333 per month for ₹1,00,000 loan.
Instant Approval
Get instant approval on your loan against shares, disbursed within 4 hours with Terms and condition apply.
No Pre-payment Charges
You have the freedom to pay at will as we have no prepayment charges on your loan.
Cooling Off Period
During this cooling off period customer can decide not to continue the loan without paying any penalties or charges provided.
Retain Fund Growth
Pledging your investments ensures that your savings grow, and your wealth plan remains intact even while you borrow.
Don't Loose Sleep When Market Fluctuates
No penal charges when your shares goes down.
How to Avail loan against Shares
Applying for a loan against shares involves simple 5 steps. Here’s a guide on how to do it.
Step 01 ››
Check Eligibility of your portfolio
Step 02 ››
Select the type of loan
Step 03 ››
Pledge the type of securities
Step 04
Complete Digital KYC Verification process.
Step 05
Complete the E-mandate process and e-sign
What is Loan Against Shares?
Loan Against Shares Key Features, Eligibility & Documentation
Key Features
- ZERO prepayment charges on low interest loans for shares
- Loan value up to 50% of your shares
- Flexible loan ranges from ₹10,000 to ₹10CR
- Best low EMI at just ₹1,333 for ₹100,000 loan size
- Fully digital with approval & disbursal within 4 hours
- Provider for an urgent loan with bad credit in India
Eligibility
- All approved shares units in NSDL
- Share units in CAMS, KFintech & in DEMAT can get lending too
Documentation
- Shares units reflected in the NSDL portal to qualify for a loan with low CIBIL
- KYC documents or use Digilocker
You may use from the following documents :
PAN Card, Address Proof (Aadhaar / Driving License /
Passport / Voter’s ID)
Apply and get funds directly to any of your bank account from the comfort of your home.
Loan Against Shares Details & Charges
Our aim is to cater to your financial needs with utmost transparency with no hidden charges.
Maximum Loan Amount
Loan Against Shares
₹10CR
(Upto 50% LTV)
Minimum Loan Amount
₹10,000
Loan Tenure
Upto 3 years
Renewable
Fixed Processing Fees
2% (of loan amount) or ₹1,000 (whichever is higher) + GST
Promise To Disburse Loan in 4 hours
(Fast, Hassle-Free, and Reliable Processing Guaranteed!)
Minimum Withdrawal Amount
₹1,000 However, there is no limit on the number of withdrawals.
Interest Rate
Starting at 0.67%/month – Interest will be due on 1st of every month and the same will be debited on 5th of every month from your Bank Account via NACH mandate.
NOTE: The loan against shares will be processed within the business hours and will take at least 12 hours for DeMat shares after DP's approval.
FAQ
Most frequent questions and answers
- The key features of a loan against shares include:
- Secured Loan: The loan is backed by shares or securities as collateral, reducing the risk.
- Loan Amount: Typically a percentage of the market value of the pledged shares, is around 50%.
- Interest Rates: Usually lower than unsecured loans, reducing the burden on the borrower.
- Flexibility: The loan can be used for various purposes, including personal or business needs.
- Loan Tenure: Tenures can vary, offering short- to medium-term repayment options.
The answer is yes. Even if you have pledged your shares as collateral to get a quick loan online, you will continue to earn dividends/bonuses from them. Pledging your shares does not mean you have foregone your right to receive dividends and bonus. Pledging your shares is a smart move if you want to access liquidity while still enjoying the benefits of owning shares.
It does not mean that you are giving up your rights to dividends or bonuses as they remain yours and can be accessed when the market rises. With careful planning, pledging your shares can help maximize returns without compromising on returns or liquidity.
Pledging your securities is an effective way to get quick funds when you need them most. An instant loan against shares allows you to borrow money against approved securities such as stocks, bonds, and mutual funds. The amount of funds you can get depends on a few factors, such as the type of security pledged and its current market value.
The loan amount will be 50% of the value of the shares you pledge as collateral. The percentage may also vary from lender to lender. It is crucial to evaluate the market value of your shares and other requirements set by the lender before applying for a loan against shares.
At Abhi Loans, you can get flexible loan amounts on your securities, starting from ₹10,000. The maximum amount you can get access to could be ₹10CR
When borrowing money, the loan against shares, rate of interest is one of the crucial factors that affect the pricing of the loan. Your loan will be priced based on the interest rates applied to it. Our loan against shares interest rate starts from 0.67% flat interest rate per month. This converts to a yearly flat rate starting from 8%, depending on the plan you select.
Other factors that determine the total cost of your loan include the processing fees and GST added. The processing fee is 2% or ₹1000 (whatever is higher). Also, there are annual renewal charges (which can be as low as ₹999+GST) if you wish to extend the loan tenure. The sum of all these charges will determine the cost of a loan against shares.
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Get Money When You Need it
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Our loan against shares, include a minimum repayment period of zero months, as you can pay when you want with NIL prepayment charges, and a maximum repayment period of 1 year, which is renewable.